What is individual and family health insurance?

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Cathie asked:


I am planning to have family health insurance in these days but I want to understand the basic difference between individual and family health insurance.

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5 Responses to 'What is individual and family health insurance?'

1. Powered By Yahoo Answers - November 21st, 2009 at 5:57 pm
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   Individual health insurance covers only yourself. Family health coverage should cover you, a spouse and/or your children but will cost much more than single/individual coverage.

2. Powered By Yahoo Answers - November 23rd, 2009 at 6:50 am
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   An individual policy covers only one person. With individual insurance, you need separate policies for each person.

   A family policy typically covers a married couple and their child or their children. With family insurance, you just need one insurance policy for everyone that it covers.

3. Powered By Yahoo Answers - November 26th, 2009 at 3:41 pm
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   Individual covers one person. Family covers the adult, their spouse, and any children. Or an adult and their children – you don’t NEED to have the spouse there.

4. Powered By Yahoo Answers - November 27th, 2009 at 9:12 am
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   Generally speaking there is individual coverage and there is group coverage. Then in each you can cover the individual or the whole family.

5. Powered By Yahoo Answers - November 29th, 2009 at 6:08 pm
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   Individual and family health insurance is a type of health insurance coverage that is made available to individuals and families, rather than to employer groups or organizations. Given the option, most people would prefer to have their employer provide group health insurance coverage. But, if this is not an option for you, it is still important for you to seek coverage. You may be pleasantly surprised with the variety and affordability of the individual and family health insurance options available.
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