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Why is employer paid health insurance not taxed as a part of wages?

Sunday 27 December 2009 @ 7:20 am

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Maltese Mom asked:

Companies that provide health insurance deduct what they pay as an expense and their employees don’t pay taxes on a huge benefit. That makes health care for those with employer paid health insurance almost free for them. Why shouldn’t your employer pay for your auto insurance, too? Why is this fair to those that have to pay their own medical bills? What type of socialism is this?

Cogent arguments only, please.

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Comments (15) | Posted in Health Insurance

What exactly is life insurance and how does life insurance work?

Sunday 27 December 2009 @ 4:59 am

cythia asked:

What exactly is life insurance and how does life insurance work?

I don’t understand, won’t you be dead or something so what does it do for you?

What happens if it doesn’t get cashed in, what does that mean?

Sorry I don’t understand, please explain.

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Comments (4) | Posted in Life Insurance

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