JEM asked:
We are planning to start a family in the next 6 months or so. I’m not pregnant yet…but we are going to start to try. I am self employed and my finance doesn’t have health insurance with his job. I am looking into health plans. We are both very healthy. I am looking for a good plan that will basically cover me throughout my pregnancy. What is best? An EPO, HMO…etc? What’s the difference between them?
We are planning to start a family in the next 6 months or so. I’m not pregnant yet…but we are going to start to try. I am self employed and my finance doesn’t have health insurance with his job. I am looking into health plans. We are both very healthy. I am looking for a good plan that will basically cover me throughout my pregnancy. What is best? An EPO, HMO…etc? What’s the difference between them?
If anyone has any knowledge on this subject please give me your opinions. Thank you in advance.
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I just changed my health insurance…and I found one from Blue Sheild that covers maturnity (you pay 30% I think?). The price for me was $94 a month. blueshield.com
I’d suggest calling the insurance company and asking….they’ll be able to help you make a choice (or at least explain the terms to you).
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Use a broker who specializes in small business owners. Make sure that you let them know pregnancy is important to you. Visit:. Use the find an agent tab to get in contact with a broker. They specialize in not only business owners, but pregnancy!