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	<title>Comments on: How to keep Health insurance from being cut because of low hours?</title>
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		<title>By: Powered By Yahoo Answers</title>
		<link>http://insuranceonesource.com/health-insurance/how-to-keep-health-insurance-from-being-cut-because-of-low-hours/476/comment-page-1/#comment-404</link>
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		<pubDate>Sat, 26 Dec 2009 11:11:44 +0000</pubDate>
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check this site, it will help you</description>
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<p>check this site, it will help you</p>
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		<link>http://insuranceonesource.com/health-insurance/how-to-keep-health-insurance-from-being-cut-because-of-low-hours/476/comment-page-1/#comment-403</link>
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		<pubDate>Wed, 23 Dec 2009 00:41:48 +0000</pubDate>
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You can&#039;t.  You can&#039;t make them keep her on there, the insurance company won&#039;t allow it. 

She&#039;s going to have to take COBRA coverage with her current employer - although I strongly suggest that her husband COULD add her - her losing coverage through her employer should be a qualifying event, to get around the open enrollment issue.</description>
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<p>You can&#8217;t.  You can&#8217;t make them keep her on there, the insurance company won&#8217;t allow it. </p>
<p>She&#8217;s going to have to take COBRA coverage with her current employer &#8211; although I strongly suggest that her husband COULD add her &#8211; her losing coverage through her employer should be a qualifying event, to get around the open enrollment issue.</p>
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		<link>http://insuranceonesource.com/health-insurance/how-to-keep-health-insurance-from-being-cut-because-of-low-hours/476/comment-page-1/#comment-402</link>
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		<pubDate>Tue, 22 Dec 2009 00:54:48 +0000</pubDate>
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Yes, agreed...she&#039;ll qualify to be added to the husband&#039;s coverage, plus she may be eligible for COBRA as well.</description>
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<p>Yes, agreed&#8230;she&#8217;ll qualify to be added to the husband&#8217;s coverage, plus she may be eligible for COBRA as well.</p>
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		<pubDate>Sun, 20 Dec 2009 15:16:50 +0000</pubDate>
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Her husband should advise his HR rep that his wife is losing benefits due to a reduction in hours at her employer.  That should be considered a &quot;qualifying event&quot; and allow her to be added without waiting for open enrollment.

Otherwise, she should inquire with her current employer to confirm whether she will be COBRA eligible.  But I&#039;d go with the husband&#039;s coverage first...COBRA premiums are expensive!  (You pay 100% of the total premium + an administrative fee.)</description>
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<p>Her husband should advise his HR rep that his wife is losing benefits due to a reduction in hours at her employer.  That should be considered a &#8220;qualifying event&#8221; and allow her to be added without waiting for open enrollment.</p>
<p>Otherwise, she should inquire with her current employer to confirm whether she will be COBRA eligible.  But I&#8217;d go with the husband&#8217;s coverage first&#8230;COBRA premiums are expensive!  (You pay 100% of the total premium + an administrative fee.)</p>
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		<pubDate>Thu, 17 Dec 2009 05:41:06 +0000</pubDate>
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Since her losing the insurance is due to a drop in hours, this is a qualifying event which will enable her to be added to her husband&#039;s insurance before open enrollment. Since pregnancy cannot be counted as a pre-existing condition, she will have the insurance she needs for her pregnancy and delivery. Her husband should check with his HR to see how they coordinate this.

Good luck!</description>
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<p>Since her losing the insurance is due to a drop in hours, this is a qualifying event which will enable her to be added to her husband&#8217;s insurance before open enrollment. Since pregnancy cannot be counted as a pre-existing condition, she will have the insurance she needs for her pregnancy and delivery. Her husband should check with his HR to see how they coordinate this.</p>
<p>Good luck!</p>
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		<link>http://insuranceonesource.com/health-insurance/how-to-keep-health-insurance-from-being-cut-because-of-low-hours/476/comment-page-1/#comment-399</link>
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		<pubDate>Sun, 13 Dec 2009 21:02:14 +0000</pubDate>
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Any way she can pick up extra hours for awhile?  It&#039;s pretty common that part time employees aren&#039;t eligible for health benefits.</description>
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<p>Any way she can pick up extra hours for awhile?  It&#8217;s pretty common that part time employees aren&#8217;t eligible for health benefits.</p>
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