question on buying a boat/yacht?

Coffee C asked:


hi
i live in the bay area…
want to own a pesonal yacht/boat for my pleasur drive..
how much does it cost..
how does the insurance works for it…..and how much it will be
will the insurance policies same as we take for automobiles.

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4 Responses to 'question on buying a boat/yacht?'

1. Powered By Yahoo Answers - July 31st, 2009 at 7:46 pm

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   Need more info…..

   Try about $1000 / foot to start used

   28 foot cuddy new… ~ 120 to 130 k

2. Powered By Yahoo Answers - August 3rd, 2009 at 12:07 am

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   This can all vary incredibly. I’ve purchased sailboats costing anywhere from $2K used to $120K new, and they can get much, much more expensive than that.

   Insurance costs and availability will depend on many things. If it’s a smaller boat, used locally, you may be able to add it to a homeowners policy which is probably the cheapest option. However for larger boats or cruising away from home, you will likely need to purchase a stand alone policy.

   The price of these can also vary greatly depending on the value of the boat, the liability coverage you desire, the deductible you select and the boating area you are covered for.

   The other big costs typically associated with boat ownership include dockage (or storage on the hard) and maintenance.

3. Powered By Yahoo Answers - August 5th, 2009 at 4:11 pm

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   You might want to check out discoverboating.com. Its a good site, has lots of information about financing, insurance etc. It also has some cool gadgets to help you figure out the best type of boat for you. Another place to check is portal.channelblade.com; they have a ton of boat brochures online, and boats to search once you figure out what you want. Boating is a ton of fun if you have the right boat for your needs! Good luck

4. Powered By Yahoo Answers - August 6th, 2009 at 5:24 am

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   if by bay area you mean San Fransisco, the first thing you should check is availability of marina slips……and you will probably find there is nothing available for years. If so, then you are looking at a boat you can put on a trailer and tow home when not using it…….assuming where you live allows boats on trailers in driveways…..